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Products

Pay by BankStablecoin PaymentsVirtual AccountsGlobal PayoutsRefundsAccount Verification
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One platform. Global payments.

Money moves better
in real time.

Connect bank payments, stablecoins, virtual accounts and global payouts through one flexible infrastructure layer.

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Built forfintechcommerceplatformsdigital assets
Illustrative dashboard · Available balance€248,950.40
Send Collect Convert
Live payment flow Processing normally
EUR collectionSEPA Instant
+ €24,800
USDC payoutPolygon network
Completed
API statusConnected
Payment eventsLiveIllustrative interface
Payment receivedInstant confirmation
Payout readyLocal or stablecoin
PAY BY BANK✦STABLECOIN CHECKOUT✦VIRTUAL ACCOUNTS✦GLOBAL PAYOUTS✦ACCOUNT VERIFICATION✦REAL-TIME REFUNDS✦

A connected payment layer

One integration.
More ways to move money.

Traditional payment stacks are fragmented. Prospay brings collection, conversion, reconciliation and payout capabilities into a single operational view.

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Accept

Pay by Bank

Let customers pay directly from their bank with a streamlined, real-time checkout.

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Accept

Stablecoin Payments

Accept digital-asset payments and settle according to your preferred operating model.

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Accounts

Virtual Accounts

Assign identifiable account details to simplify collections and automate reconciliation.

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Send

Global Payouts

Send funds to bank accounts, wallets and supported local payout methods.

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Return

Real-time Refunds

Return funds quickly through connected payment rails and track status end to end.

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Protect

Account Verification

Confirm account ownership and reduce manual verification before money moves.

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EUR
USD
GBP
USDC
ProspayConnected rails

Built for cross-border operations

Local collection.
Global movement.

Route incoming funds into the outcome your business needs: settlement, supplier payment, customer payout or digital-asset transfer.

  • Real-time status and webhook events
  • Automated payment matching
  • Flexible settlement and payout paths
  • Partner-enabled compliance workflows
Explore global payouts

Designed around your business

Payment flows that fit
high-growth industries.

Configure Prospay around the way your customers fund, transact and withdraw.

01

Fintech & wallets

Collections, accounts, verification and payouts for embedded finance experiences.

 02

Digital commerce

Alternative checkout methods, payment links and streamlined refunds.

 03

Digital assets

Faster on-ramps, off-ramps and stablecoin settlement workflows.

 04

Platforms & marketplaces

Identify incoming funds and pay sellers, suppliers or users at scale.

Developer first

Launch through one clean API.

Use modular endpoints, webhooks and hosted components to build the payment experience that fits your product.

RESTful architecture Sandbox-ready flows Secure webhook events
View developer overview
create-payment.js
const payment = await prospay.payments.create({
  amount: 2500,
  currency: 'EUR',
  method: 'pay_by_bank',
  reference: 'INV-2048',
  return_url: 'https://merchant.co/paid'
});

// Real-time payment status
console.log(payment.status);
// → pending_customer_action

Build with Prospay

Move money with less friction.

Tell us what you are building. We will help map the right collection, account and payout rails for your use case.

Talk to our team Explore the API