Automated collections

Virtual Accounts

Assign identifiable account details to customers, invoices or platform users so incoming funds can be matched and reconciled automatically.

Why Prospay

A faster path from intention to settlement.

Automate reconciliation

Link incoming payments to internal customer or invoice identifiers.

Improve payment visibility

Receive structured transaction data and real-time notifications.

Scale high-volume collections

Reduce manual operations as payment volumes grow.

How it works

A simple flow for complex payment operations.

Configure the experience in your product, receive real-time status updates and manage transactions through a connected operational layer.

01

Create an account route

Generate or assign account details to a customer or purpose.

02

Receive the transfer

The payer sends funds using a familiar bank transfer.

03

Match automatically

Your platform receives an event with the relevant account and reference data.

Built around real use cases

Flexible enough for your operating model.

Wallets & exchanges

Identify customer deposits before crediting balances.

Marketplaces

Track seller, buyer or escrow-related collections.

B2B platforms

Match invoice payments to customer records.

Build with Prospay

Put virtual accounts to work.

Tell us your markets, currencies and payment flow. We will map the right partner-enabled configuration.