Real-time bank payments
Pay by Bank
Give customers a direct, streamlined way to pay from their bank account with fast status confirmation and a familiar checkout journey.
Choose how to pay
Why Prospay
A faster path from intention to settlement.
Improve checkout flow
Guide customers from bank selection to confirmed payment without card entry.
Receive faster confirmation
Use real-time payment status to fulfil orders or credit accounts sooner.
Reduce payment friction
Offer a direct account-to-account option alongside your existing methods.
How it works
A simple flow for complex payment operations.
Configure the experience in your product, receive real-time status updates and manage transactions through a connected operational layer.
Create the payment
Send amount, currency and return details through the API or dashboard.
Customer authorises
The customer selects their bank and approves the payment securely.
Receive confirmation
Webhook events update your platform as the payment progresses.
Built around real use cases
Flexible enough for your operating model.
Add a bank-payment option at checkout.
Enable users to fund wallets or investment accounts.
Collect outside a traditional checkout using secure links.
Build with Prospay
Put pay by bank to work.
Tell us your markets, currencies and payment flow. We will map the right partner-enabled configuration.