Ownership authentication

Account Verification

Confirm that payout or collection account details belong to the expected customer or business before funds move.

Account ownership check

Verified match

Account holderProspect Labs Ltd
Account ending•••• 4291
Result Confirmed

Why Prospay

A faster path from intention to settlement.

Reduce manual review

Replace document-heavy workflows where account-data verification is available.

Improve payout safety

Check ownership signals before releasing eligible withdrawals.

Keep users moving

Embed a guided verification step into your customer journey.

How it works

A simple flow for complex payment operations.

Configure the experience in your product, receive real-time status updates and manage transactions through a connected operational layer.

01

Request verification

Create a secure verification session for the customer.

02

Customer connects

The customer selects their bank and grants the required permission.

03

Receive the result

Your platform receives structured ownership and account-match data.

Built around real use cases

Flexible enough for your operating model.

Withdrawals

Verify destination accounts before payout.

Onboarding

Add account ownership as part of an eligibility flow.

Name matching

Compare customer details with available bank data.

Build with Prospay

Put account verification to work.

Tell us your markets, currencies and payment flow. We will map the right partner-enabled configuration.